Scratch & Dent Insurance

A convenient way of maintaining your vehicle’s exterior bodywork in excellent showroom condition

A convenient way of maintaining your vehicle’s exterior bodywork in excellent showroom condition, by repairing those unsightly small scratches, dents and scuffs as they arise. These are often commonplace around door corners, front and rear quarters.

All repairs are arranged at your convenience, designed to save you time, are guaranteed, and help you budget for your vehicle maintenance. The modern SMART (Small – Medium accident repair technology) repair process is quick, convenient and environmentally friendly.

Your policy can cover you for up to 48 Months period of cover, providing you with the reassurance and peace of mind that those unsightly blemishes will be swiftly and expertly repaired. Remember, no matter how carefully you drive or how considerately you park – all vehicles are likely to suffer scratches, dents and chips.

What is covered

  • 12, 24, 36 & 48 Month periods of cover
  • 5 Claims per annum, up to 20 claims during 48 months
  • 30cm Diameter, 3mm depth, multi-panel damage, maximum of 2 adjacent panels
  • Lifetime ownership guarantee on all repairs
  • Invisible manufacturer repair
  • Contribution of up to £150 inc VAT made towards alternative repair method if an in scope damage can’t be repaired using Cosmetic repair techniques
  • Claim from day one with a 30 day notification period
  • National Repair Network
  • Single Premium or Direct Debit over 10 months interest free
  • £0 Customer Excess
  • Customer centric claims process  Pro Rata Cancellable & Refundable after 30 days cooling off period – £30 cancellation fee

What is NOT covered

  • Damage present prior to the commencement of the policy
  •  Repairs to ripped, torn or perforated panels, cracked or deformed bumpers
  • Damage to wheels, locks, handles, glass, mouldings & accessories
  • Damage sustained in a Road Traffic Accident
  • Any Minor Body Damage to or by stripes, decals, stickers and vinyl wraps
  • Your vehicle if it is used in competitions, pace making or for off road use
  • Minor body damage to horizontal flat surfaces such as roofs, bonnets and boot tops
  • Minor body damage that which extends over more than a single external panel

Key Facts

  • You may cancel this insurance policy within 30 days and receive a full refund providing you have not and do not intend to make a claim
  • You may cancel this policy at any time after 30 days and receive a pro rata refund
  • Claims must be submitted within 30 days of the damage occurring
  • Easy to use claims process with digital submission of the damage for review by the claims assessor
  • Helps to protect your no claims bonus, and all repair work is guaranteed

Get In Touch

If you have any questions or want to arrange a call back, please contact Assurity Solutions on any of details below. Alternatively, please fill out the form.


Paulton House, Paulton Enterprise Park, Old Mills, Bristol. BS39 7SX


(+44) 1761 252581


Contact Us

Scroll to Top