Alloy Wheel Insurance

Alloy Wheels are key focal points of any vehicle and are extremely susceptible to accidental damage

Sometimes even the most careful of drivers can suffer accidental damage to their alloy wheels through kerb scuffing or even road defects. These defects detract from the appearance of your vehicle and occasionally may be of a significant nature.

Alloy Wheels are key focal points of any vehicle and are extremely susceptible to accidental damage caused by road debris or ‘kerbing’ whilst parking. Scuffed Alloy Wheels can adversely impact on the resale value of a vehicle and in some cases can affect the overall balancing of the wheel and tyre.

Alloy wheel cover from Assurity Solutions helps you to maintain the appearance of your car and keep your repair expenses to a minimum.

What is covered

  • Accidental minor damage to the manufacturer’s original alloy wheels
  • You may submit up to 6, 12 or 18 claims, cover includes malicious and accidental damage
  • Cover extends throughout Mainland UK
  • Repairs to dual (multi) paint finished alloy wheels
  • Where a cosmetic repair cannot be carried out we may contribute up to £150.00 towards the replacement cost
  • Diamond Cut alloy wheel cover is available
  • Cars used for normal personal use or commuting
  • Vehicles less than eight years old and with less than 80,000 miles

What is NOT covered

  • Cracked, buckled or the theft of your alloy wheel(s)
  • Split Rim construction and chrome or machine polished effect finishes
  • Pre existing damage or wear & tear
  • Neglect – driving while the tyre is deflated
  • Where the vehicle is located outside Mainland Britain, Northern Ireland, the Isle of Man and the Channel Islands
  • Your vehicle if it is used in competitions, pace making or off road use

Key Facts

  • You may cancel this insurance policy within 30 days and receive a full refund; after 30 days you will receive a pro rata refund, providing you have not and do not intend to make a claim
  • Claims must be submitted within 30 days of the damage occurring
  • Helps to protect your no claims bonus, and all repair work is guaranteed
  • Vehicles can only be used for normal personal use including commuting
  • Available for new and used cars up to 8 years old and up to 80,000 miles
  • You need to be the registered owner or keeper
  • If the finish on your alloy wheel is diamond cut and you have decided to purchase this policy, please note that the repair will be a cosmetic repair
  • Dual (multi) paint finished alloy wheels are covered, but if damage extends across two colour finishes, the repair will count as 2 claims
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